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Complete the following survey to see how wisely you manage your finances.
- Do you get a regular allowance? Yes/No
- How often do you get this? (Circle) daily, weekly bi-weekly, monthly, regularly
- Do you pay for your own things? Mark what you do pay for.
Movies / Clothes / Pets / Music / Sports equipment /
Toys and games (including computer games) / Candy /
Presents / Other such as _______________
- Do you save any of your money? Yes / No / Sometimes
- Do you have any of the following accounts?
savings account / piggy bank / regular bank account / EFTPOS / Other
- If you needed something or wanted something how do you go about getting it?
- How do you decide what to buy? Tick those which are appropriate to you.
From a magazine _____ From TV advertisements _____
A friend has it and I like it _____ I just see it and I want it. ____
- Where do you go to buy your things? Tick those that apply to you MOST of the time.
| one of the big department stores | _____ |
| discount stores ($2 shops, The BinInn) | _____ | |
| | specialty shops (a camera shop, a clothes boutique) | _____ | |
| | outlets (Farmers, Deka, etc) | _____ | |
| | warehouse stores (Warehouse) | _____ | |
| | catalogues | _____ | |
| | mail orders | _____ | |
| | on-line shopping (computer) | _____ | |
| | flea markets or garage sales | _____ | |
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- Do you pay attention to advertisements for products? _____
- What do you notice when you are watching certain advertisements? (Tick
the ones you notice)
Colorfulness _____ Musical jingles, slogan, or rhyme ____
Famous people suggesting it to you (like Michael Jordan) _____
Other (Explain) _________________________________________
- Do you know what interest rates are? Yes / Some idea / No
- Do you buy before, during or after special events? Before / After / During
- Why can buying after special holidays or special occasions (such as
after Christmas, Easter, etc) be wise?
- Do you know any ways people can trick you into buying? Please explain.
Complete the following to see how you rate as a consumer. (At the end of the
survey, your teacher will allocate a score to each answer. Your score will
determine the type of consumer you are)
Rate yourself using the following scale: Yes / Sometimes / No
- I keep strict control over my money. __________
- I buy on first impulse. __________
- I shop around before buying. __________
- I like to spend my money wisely. __________
- I look out for bargains.
- I love spending my money. __________
- I compare prices before making a purchase on expensive items. ______
- I like going on buying sprees. __________
- I look at brochures, catalogues or ads before buying something. __________
- I buy only what I've planned to buy. __________
- I save part of my money regularly. __________
- I blow my earnings all at once. __________
- I don't worry too much about the service of a shop. __________
- The price of goods is very important to me. __________
- I only buy "famous Label" goods. __________
- I keep a budget. __________
- I am a Shop-a-holic. __________
My Score = _____. I am a ________________ consumer.
Here are 5 things that a WISE consumer does:
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This material has been produced by UNITEC Institute of Technology
under contract to the Ministry of Education.
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